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How to Plan a Wedding on a Budget

If you here want tips and ideas on planning your wedding on a budget with no stress, you have come to the right place. 

So it happened – you’re engaged!!

After the screaming and excitement and a little more screaming have subsided, you’re thinking oh God, now I have to plan a wedding.

Where to start?

What’s my wedding theme?

Who am I going to invite?

Oh no, I don’t want to break the bank!

Can I genuinely plan a wedding on a budget? 

Planning a dream wedding on a budget? Discover creative ideas and money-saving tips to make your special day unforgettable without breaking the bank. From DIY decorations to affordable venues, let us help you create a magical celebration that reflects your love story while staying within your budget. Explore our budget-friendly wedding planning tips and inspiration. Check out our 10 excellent tips on how to effortlessly have your dream wedding on a budget.

Lucky for you, we have so many unique cheap wedding ideas you can use. 

From ways to create a working wedding budget to over 100 unnecessary wedding expenses, you can ski to save big money. 

Sit down, relax, and grab your notebook and pen (the pretty pen is hiding in the drawer for this occasion).

We’ve done the hard work for you.

Let me start by saying you do not want to start a married life with debt. 

Just don’t do it. 

Yes, it’s your big day; we all dream of having an unforgettable experience with a live band, out-of-this-world wedding photographer, and a stunning wedding venue.

And how about that steak and shrimp dinner? 

Sounds delicious. 

Let’s not forget your dream wedding dress, unlimited open bar, and videographer to capture the day, all of which sound fantastic.

Every woman or couple envisions having beautiful elements for their special day, and you deserve it.

However, this dream can come at a high price, and having a limited budget might mean you must compromise.

While you might want to have everything for your wedding, managing your budget can be beneficial to avoid starting your marriage in debt.

Calculating wedding expenses can be daunting, and this guide aims to assist you in identifying small items that can add up quickly.

We will explore over 10 ways to have an elegant wedding on a budget and items that can be trimmed from your wedding budget, helping you save those extra dollars!

Grab this quick wedding budget checklist that will help you determine if you can afford a wedding. 

I recommend our Ultimate Wedding Budget bundle for a detailed wedding budget.

Grab this wedding budget spreadsheet printable to help meet all your wedding planning needs. Here's how to make a wedding budget that's perfect for you, without skimping on the fun stuff. Check our printable Wedding Budget Templates!

So, how can you plan a wedding on a budget?

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10 Tips For Planning a Wedding on a Budget

Planning a wedding on a budget may not be as challenging as you imagine.

There are numerous creative options available, which can sometimes feel overwhelming.

To avoid unnecessary stress, start by setting a clear budget and prioritizing what aspects of the wedding are most important to you and your partner.

Consider alternatives to traditional expensive options, such as holding the ceremony and reception at a park or a friend’s backyard or a buffet-style meal instead of a sit-down dinner.

To help you get started, here are a few ideas to kickstart your wedding planning journey:

Plan your wedding on a budget

1. Set your wedding budget

Creating a wedding budget when finances are tight can be challenging, but with careful planning, it is possible to have a beautiful and memorable wedding without breaking the bank.

You will first need to prioritize what aspects of the wedding are most important to you and allocate a more significant portion of your budget to those areas.

Consider cutting costs on unimportant items such as elaborate decorations or expensive favours.

I have a list of unnecessary wedding expenses you can skip to save money.

Another tip is to be flexible with your wedding date and venue.

Getting married during the off-peak season or on a weekday can often result in significant cost savings.

Check out this list if you are on a very tight budget and are looking for the cheapest months to get married to save on wedding costs!

Choosing a non-traditional venue, such as a park or a family member’s backyard, can also help reduce costs compared to a traditional wedding venue.

Consider DIY projects for decorations, invitations, or even cheap wedding reception foods to save money.

Enlist the help of friends and family members with talents or skills that could contribute to your wedding without additional costs.

Remember, the most important thing is celebrating your love with your partner, and with some creativity and clever planning, you can have a beautiful wedding within your budget constraints.

2. Research Wedding Prices in Your Area

Researching wedding prices in your area can be a smart way to save money while planning your special day.

By understanding the average costs for venues, catering, photography, attire, and other essential services in your region, you can make informed decisions to stay within your budget.

Contact multiple wedding vendors for quotes and compare prices to find the best deals.

Keep track of everything using this vendor tracker!

Consider looking into off-peak season or weekday options, which may offer more affordable rates.

Don’t hesitate to negotiate with vendors or explore DIY alternatives to cut costs without sacrificing quality.

Investing time in research can help you create a beautiful wedding experience without breaking the bank.

Join wedding Facebook groups in your area to ask other brides and vendors about rates. 

3. Learn To Negotiate

Haggle! Haggle! Haggle!

When planning a wedding on a budget, negotiating can be a powerful tool to help you save money without sacrificing your vision.

Start by prioritizing what aspects of the wedding are most important to you and where you are willing to compromise.

When approaching vendors, be honest about your budget constraints and don’t be afraid to ask for discounts or alternative options that may be more affordable.

One great strategy is to go for bundle services if offered or opt for off-peak wedding dates when vendors may be more willing to negotiate prices.

Usually, that would be a winter wedding option. 

Read this to find other off-season wedding months and times to get married.

Don’t stop negotiating when planning a wedding on a budget.

You will never know when a significant saving might come along. 

Remember always to read contracts carefully and negotiate terms that work best for you.

By being open, flexible, and respectful in your negotiations, you can create a beautiful wedding that fits within your budget.

Don’t forget to grab this wedding vendor payment tracker to manage your spending. 

This wedding vendor payment tracker is easy to use and is an excellent way to keep track of all the money you’re spending on your big day.

Stay organized and control your finances with this handy vendor payment tracker! Easily keep track of all your payments to vendors, and never miss a deadline again. Simplify your bookkeeping and streamline your business operations with this efficient tool. Download now and take the stress out of managing your vendor payments!

4. Determine Your Wedding Priorities

When planning a wedding on a budget, it’s essential to determine your priorities to ensure that you allocate your resources wisely and create a memorable event without breaking the bank.

Start by identifying the aspects of the wedding that are most important to you and your partner.

This could include venue, food, photography, attire, or entertainment.

By focusing on what matters most, you can allocate a significant portion of your budget to these main areas.

We recommend you be flexible and creative in your planning.

Look for cost-effective alternatives that still align with your wedding vision.

For example, you prioritize having a smaller guest list, going for a non-traditional venue, DIY decorations, or choosing a buffet-style meal instead of a plated dinner.

Prioritizing what truly matters to both will help you make decisions that reflect your values and create a meaningful celebration within your budget constraints.

You and your partner should discuss your wedding priorities, budget constraints, and expectations openly.

By being on the same page and working together towards a common goal, you can navigate the planning process more effectively and ensure that your wedding day reflects your love and commitment, regardless of the budget.

5. Trip Your Wedding Guest List

When planning a wedding on a budget, one of the most effective ways to save money is by trimming your guest list.

While it can be difficult, reducing the number of guests can significantly lower your overall wedding costs.

Start by creating a list of must-invite guests, such as immediate family and close friends.

Exclude distant relatives, coworkers, and acquaintances to keep the guest count down if possible.

You can also opt for a small, intimate ceremony with only immediate family and friends and a big celebration later.

Remember, it’s crucial to prioritize the people who truly matter to you on your big day.

Communicating your decision to trim the guest list can be challenging, but honesty is key.

Explain to those who may not be invited that you are having a small wedding due to budget constraints.

Being transparent and considerate in your approach allows you to navigate this sensitive topic gracefully and understandably.

Ultimately, focusing on the love and support of those closest to you will make your wedding day all the more meaningful and memorable.

Related to planning a wedding on a budget:

6. Find a Cheap Wedding Venue

When looking for a budget-friendly wedding venue, there are several tips you can consider to help you find the perfect option without breaking the bank.

Consider choosing an unconventional date or season.

A lot of places have off-peak prices.

Additionally, consider non-traditional venues such as parks, community centers, or even someone’s backyard, which can be more affordable than traditional event spaces.

Also, consider choosing a venue somewhere slightly off the grid; they can have beautiful backdrops for your wedding and save you a few bucks.

If you are thinking of planning a wedding on a budget, dates like a Saturday or long weekend will only cost you an arm and a leg.

Do pick your dates carefully. 

Don’t forget to look at venues that offer flexibility in terms of outside vendors, such as bringing in your own caterer or decorations. 

These can sometimes be more cost-effective.

7. Consider All-Inclusive To Cut Costs

This is piggybacking on finding cheap wedding venues. 

Choosing an all-inclusive wedding venue can be a great way to save money and still have a beautiful and stress-free wedding day.

These venues often include catering, decorations, linens, tableware, and coordination services in one package.

By bundling these services together, you can often get a better deal than if you were to book each service individually.

Don’t forget to negotiate with the venue staff, as they may be willing to offer discounts or customize packages to fit your budget.

When looking for an all-inclusive wedding venue to save money, consider venues that offer packages tailored to your budget and preferences.

Some venues may allow you to customize your package to include only the needed services, helping you avoid paying for extras you don’t want.

Keep an eye out for off-peak season discounts or weekday wedding specials, as these can also help you save money on your wedding venue.

Don’t forget to inquire about hidden fees or additional costs that may not be included in the package price.

It’s essential to clearly understand what is covered in the all-inclusive package to avoid any surprises later.

With some research and careful planning, you can find an all-inclusive wedding venue that fits your budget and helps you save money without sacrificing the quality of your special day.

8. Consider Getting Married During The Week

Getting married during the week can be a great way to save money on your wedding expenses.

Weekday weddings are often more cost-effective than weekend weddings because venues and vendors tend to offer discounts for events held on weekdays.

Additionally, you may have more flexibility in negotiating prices and customizing packages to fit your budget.

Another benefit of having a weekday wedding is that you may have better availability when booking your preferred venue and vendors.

Popular wedding venues and vendors tend to book up quickly for weekend dates, so opting for a weekday wedding can increase your chances of securing your top choices.

While weekday weddings may not be traditional, they can be just as unique and memorable as weekend weddings.

Proper planning and communication with your guests allow you to create a unique and intimate celebration that saves you money without sacrificing the magic of your special day.

9. Consider a non-traditional wedding

You do not need to plan a wedding precisely like Paul and Anna.

Or Cindy and Michael. 

It’s okay to break the rules. 

Planning a non-traditional wedding can be a fun and creative way to save money while still having a memorable and unique celebration.

Examples include getting married at a park, having a brunch wedding or getting married mid-week as a way of going non-traditional. 

Eloping or having a courthouse wedding is also okay for those planning a wedding on a budget. 

You can find more tips on getting married without a wedding here to help save money. 

When it comes to decorations, think outside the box and consider DIY projects or using items you already own to add a personal touch to your wedding.

Instead of a sit-down dinner, you could have a casual buffet or food truck catering to save on catering costs.

For the wedding dress and attire, look for pre-owned or sample sale dresses, or consider renting attire instead of buying.

By being creative and open-minded, you can plan a beautiful, non-traditional wedding that reflects your personality while saving money at the same time.

10. Save For Your Wedding on a budget

Learn how to BeFrugal and save thousands of dollars on your wedding day.

To save money while still creating a memorable and unique day, there are several strategies you can consider.

Creating a detailed budget outlining all expenses can help you prioritize where to allocate your funds.

Then, I suggest setting up a joint account for all your wedding expenses. 

Find part-time jobs to help pay for the wedding. 

You can also ask for extra shifts. 

I highly recommend grabbing these wedding-saving trackers to discipline yourselves during the wedding planning process. 


I know some of my readers were able to save $10,000 easily. 

A Beautiful Wedding on a Budget Is Possible!

It is possible to have a beautiful wedding on a budget!

We recommend you prioritize what is most important to you and allocate your budget accordingly.

Be sure to look into alternative options or non-traditional things, such as using a park, backyard, or community center as a wedding venue, which can often be more affordable than a traditional wedding venue.

DIY projects can also be a great way to save money, whether making invitations, centrepieces, or wedding favours.

Don’t forget to consider the time of day for your wedding – brunch or lunch receptions can be more budget-friendly than dinner receptions.

Being creative, flexible, and willing to think outside the box can help you have a beautiful wedding on a budget.

More Wedding Ideas On A Budget Tips

We want you to save as much money as you can so you can allocate it to where it matters most. 

That’s why we’ve included additional budget-friendly wedding tips and ideas to assist with your wedding planning.

Check out these other wedding ideas on a budget: 

  • Consider a brunch wedding 
  • DIY your floral arrangements
  • DIY your wedding cake
  • Have a minimalist bar
  • Consider a weekday wedding
  • Choose your officiant wisely 
  • Skip wedding favours and guest book
  • Keep the wedding accessories minimal
  • Go secondhand – find a secondhand wedding dress if possible
  • Out-of-season flowers cost more 
  • Consider a wedding cake alternative such as donuts or cake pops / You can also do a single-tier cake)
  • Elope, instead of having a huge wedding
  • DIY Wedding centrepieces don’t have to be cheap and unauthentic
  • Check out non-bridal boutiques to find gorgeous dresses
  • Shop Amazon or Etsy for wedding decorations
  • Plan a destination wedding on a small budget instead

And if you are looking for tips on getting married without a wedding, read this. 

Cut costs, not corners. Your love story doesn’t need a high price tag to be perfect.

Did we miss other wedding budget ideas?

If you can think of more, please share them in the comment section below. 

We would love to hear from you. 

Don’t forget to grab these fantastic wedding-saving trackers to keep track of the money you will save.

Check out these wedding saving trackers to help you save money. Make sure to save money with these amazing trackers. Check out these wedding saving printables to help save money. 

Read next: 

Don’t forget to check out our wedding printable shop for more checklists, printables and everything you need to plan a wedding.

The Wedding Printable shop! Wedding printables for planning weddings!

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10 Ways To Have An Elegant Wedding On A Budget